"> Commercial Property Insurance - fivestar Insurance Brokers Ltd., oakville,brampton.mississauga,ontario Canada Commercial-Property
Commercial Property
Best Coverage Available
This insurance covers building, contents, stock and equipment of a mercantile or manufacturing operation against physical loss or damage for an insured peril. Coverage may be bought on a Named Peril or Broad Form basis. 
The commercial insurance companies we represent offer prepackaged policies for many business or specific industries such as printers, tool and die, woodworkers, and others. If one of these prepackaged policies does not fit your requirements or industry, our brokers can customize a policy to suit your specific needs. 

The property component provides broad form coverage on office contents, tenants improvements, personal effects, trees, shrubs and plants, debris removal including: 

Office coverage 
Blanket glass coverage 
Computer equipment 
Computer system breakdown 
Hot water tank explosion 
 Loss of income 
Replacement cost 
Sewer backup 
Sign coverage 
Optional broad form 
 
Other property extensions include : accounts receivable, auditors fees, damage to building by theft, fire department charges, property in transit, property temporarily removed and valuable papers. 

The crime component covers each of the following: 

 
Depositors forgery 
Employee dishonesty 
Inside robbery 
Outside robbery 
Kidnapping 
 Medical Expense 
Money orders and counterfeit currency 
Safe burglary 
Theft from a night depository or custodians name 
Optional broad form money and securities 
 
The liability component of this package covers commercial general liability. Professional Liability however is excluded and can be purchased separately. 

The Business Interruption component of this package protects your business income. This means you can stay in business even after a serious loss. There are various types of business interruption coverage available and a Five Star Insurance Broker professional can help you choose the type that meets your business requirements (See section title Business Interruption).

Optional coverages can include: 

 
Advertising liability 
Blanket contractual 
Broad form property damage 
Employees as additional named insured 
Employer's liability 
Medical payments 
 Non-owned automobile liability 
Occurrence property damage 
Personal injury 
Tenant's legal liability 
Voluntary property damage  

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